The following six steps can be taken to help increase your credit score:

• Check your credit reports – you can get a free copy of the three credit reporting agencies at AnnualCreditReport.com
• Dispute any inaccurate information in your credit report
• Payoff delinquent accounts
• Push down reported delinquencies with timely payments
• Reduce your debt-to-income ratio
• Don’t incur any new debt
• If you need help, you might hire a professional credit repair company

Following these simple seven steps can help to increase your credit score significantly.

Be sure to discuss your situation openly and honestly with the Wendy Thompson Lending Team because they will be able to help you prioritize what will have the biggest positive impact on your credit score.

Things you Should Know about Credit Repair Services

If you're facing the daunting task of fixing your credit history, credit repair companies can act as your hero. They're pros at getting items removed from your credit report.

But how do you know which company is best?

After researching 21 companies, comparing their plans & pricing, and reading over 1,000 customer reviews, we've learned the key three variables you should consider.

• Affordable Pricing
• History of Results
• Money-Back Guarantee

You must understand that credit repair companies cannot guarantee their results and it doesn't work overnight. If you have patience, though, you're very likely to be rewarded.

In a recent nationwide survey, we found that 48% of credit repair clients who stayed with their repair company for 6 months or more saw a credit score increase of 100+ points.

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